Services

Private & Public Sector Finance Experts

PSF Public Sector Finance has expertise in advising members of the public sector untangle their finances by creating a clear and transparent financial plan for their futures. PSF is also experienced in advising members on drawdown of pensions from EU institutions such as European Commission.

PSF has vast experience and knowledge of private pension plans and assists both private and public sector.

The firm is built on providing professional independent advice that puts our clients at the centre. We focus on the why’s and the ‘what if’ scenarios to ensure that clients fully understand the decision they are making and the objective of each strategy in place.

We create personalised financial plans to help members of the public sector plan for the future, financially protect their families and make the right financial decisions in planning for their retirement.

Services
we offer

1

Additional Voluntary Contributions (AVCs)

If you work in the public sector in Ireland, PSF can provide truly impartial advice on Additional Voluntary Contributions (AVCs). Our clients include many teachers, lecturers, doctors and nurses who were not satisfied with the advice they received from less neutral sources. PSF owes no allegiance to any insurance company, union or employer - we simply advise what is best for you. We will clearly outline the issues around AVCs if you are considering one, or how to make the most of any AVC you may already hold.
2

Public Sector Income Protection

Current public sector sick pay entitlements 3 months at your rate of full pay followed by 3 months at half pay. Often in the case of serious illness, this is extended to 6 months full pay and 6 months half pay. Entitlements after that from your employer or Social Welfare will depend on years of service and PRSI class. The amount of sick pay you have taken in the last four years and the specifics of your illness can also change your benefits. These benefits do however come to an end. To protect yourself against long-term illnesses you can consider options such as Salary Protection (also known as Income Protection or Permanent Health Insurance) to replace your income. At PSF we have an agency with all the insurance companies. We can provide a fair analysis of the market on your behalf enabling us to find you the greatest level of benefit for the lowest cost. With Income Protection, expert advice is a necessity as it is important to figure out the correct benefit amount that is to be insured. Without correct advice people may end up over insured and paying the insurance company a premium for a benefit that cannot be fully paid out on claim due to legislation restrictions.

Public & Private Sector Finance Experts

PSF Public Sector Finance has expertise in advising members of the HSE and the teaching profession untangle their finances by creating a clear and transparent financial plan for their futures.

Financial Planning

We'll help you secure your financial future and show you ways to save today.

Mortgages

Whether you’re buying your first home, moving or investing – we make your mortgage application and home purchase as stress-free as possible.

Retirement Planning

We'll help you achieve the best possible retirement for you, by creating a plan to help you reach your goals.

Savings & Investments

As an independent financial planning firm our guiding investment ethos revolves around ensuring that our clients fully understand.

Pensions

No one starts out knowing exactly what they'll need for their retirement years.

Ready to
get started? Arrange a call with us today

Simply book a 1 to 1 Consultation to discuss your requirements and receive a no strings attached quotation.