Savings & Investments

As an independent financial planning firm in Roscommon, our guiding investment ethos revolves around ensuring that our clients fully understand:

  • The goal of their investment
  • The structure of your investment portfolio
  • The risks versus reward trade off associated with your investment.

When it comes to planning your future, investing is always a great move to make.

With interest rates being low in Ireland, your savings are losing money on deposit in your local bank account or credit union. If you are looking to save for the medium to long term horizon, an Investment or Savings Plan can help you achieve your future goals & objectives.

Our Financial Advisors will help you create a personalised plan to suit your investment strategy for the future.

What are my goals?

Before you decide where to put your savings, you may want to first set out your future goals. Once you have identified your goals, we can then set out an investment strategy to help you reach them.

Examples of such can include:

  • Your dream wedding & marriage.
  • Securing your dream home & raising a family.
  • Building up funds for your children’s education.
  • Starting a new business.
  • Saving for retirement.

Why is Financial Advice important when investing?

Successful long-term investing requires expert advice. Our Financial Advisors will sit down with you to discuss your goals, understand your needs and aspirations and help you explore a range of investment options that suit you.

What is our investment advice process?

  1. To listen and understand what you would like to achieve, taking into consideration your current financial commitments and how much money you are comfortable with saving each month.
  2. Determine how your your attitude to risk aligns with the appropriate investment.
  3. Help you explore a range of investment options that suit your needs.
  4. We then regularly monitor your investment performance, to ensure that it is on track to helping you achieve your investment goals. We may also make any adjustments required if there is a change in your circumstances.

Types of plans


Investment Bonds

  • It’s a long-term investment option for your lump sums.
  • It’s a great option when looking for a way potential grow your money.
  • You can change the level of investment risk if circumstances change.
  • You have the flexibility to take an income or encashment from the bond if needed.

Savings plan

Some reasons to choose a savings plan

  • You can vary the savings amount.
  • You have the option to make a lump-sum top ups/contributions.
  • You have the potential to grow your savings through investment choices.

Simply putting money away for a rainy day can be done through a long term savings plan.  Minimum premiums for this type of investment are generally in the region of €50 per month and the minimum term for the savings plans are 10 years.


College fund/Education

A lot of parents underestimate the savings needed to cover the costs of providing for your children’s future education and to avoid the need to borrow to meet these costs. Starting to save early really helps! Added costs such as accommodation, transport, food and book costs all add up.

If you saved for your children’s allowance of €140 per month until your child reaches their 18th birthday, generating at least a 3% annual return on investment, you would have close to the €40,000 saved.

Of course, you might want to use the saving to give them a head start with buying their first home, car or helping them set up their own business. By taking the time now to plan for these future expenses, you can become the architect of their future!

Ready to
get started? Arrange a call with us today

Simply book a 1 to 1 Consultation to discuss your requirements and receive a no strings attached quotation.


Public & Private Sector Finance Experts

PSF Public Sector Finance has expertise in advising members of the HSE and the teaching profession untangle their finances by creating a clear and transparent financial plan for their futures.

Financial Planning

We'll help you secure your financial future and show you ways to save today.


Whether you’re buying your first home, moving or investing – we make your mortgage application and home purchase as stress-free as possible.

Retirement Planning

We'll help you achieve the best possible retirement for you, by creating a plan to help you reach your goals.

Savings & Investments

As an independent financial planning firm our guiding investment ethos revolves around ensuring that our clients fully understand.


No one starts out knowing exactly what they'll need for their retirement years.